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Word Pool Crossword

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Across
3
how an economy tries to meet a demand with a restricted supply of resources.
6
repeatedly opening and closing credit cards to earn cash, rewards, and miles.
7
usually has a lower interest rate and a regular payment schedule than revolving credit.
8
does not affect credit scores and is not visible to potential lenders that see your credit reports.
12
a credit card without a limit.
14
request for new credit that usually has an affect on your credit score.
15
track record of paying credit accounts.
16
collects data to produce a credit history.
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fair process not effected by race, sex, or age.
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things of value that you own.
Down
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interest that makes interest.
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money owed for things that can help build wealth or increase income over time, such as student loans or mortgages.
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The highest credit score you can have.
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all your monthly debt payments divided by your gross monthly income.
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excellent credit utilization.
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something needed to survive.
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banks offer credit cardholders rewards for every dollar they spend on their cards.
13
owing money to a person, bank, or the government.