Es el documento que instrumenta el contrato de seguro, en el que se reflejan las normas que regulas las relaciones contractuales convenidas entre el asegurador y el asegurado.
Es la manifestación concreta del riesgo asegurado que produce unos daños garantizados en la póliza hasta determinada cuantía.
Toda persona física o moral, autorizada por la Superintendencia para actuar entre los asegurados y los aseguradores.
Es un medio eficaz para la protección de los individuos frente a las consecuencias de los riesgos.
Es el período de tiempo dado entre dos fechas y por un número determinado de días en el cual una póliza provee cobertura.
Es la persona jurídica debidamente aprobada por la Superintendencia, que está técnica y financieramente estructurada para asumir riesgos a cambio de una prima.
Es la valoración conjunta de los siniestros producidos o incurridos (pendientes y liquidados) con cargo a una entidad aseguradora.
Disciplina que aplica modelos estadísticos y matemáticos para la evaluación de riesgos en las industrias aseguradora y financiera.
Cantidad o porcentaje establecido en una póliza cuyo importe ha de superarse para que se pague una reclamación.
Es el hecho de que una póliza se haya contratado por un valor asegurado mayor al valor asegurable.
Profesional que informa sobre las causas que han producido un siniestro y valora los daños causados.
La cobertura es brindada por más de un asegurador sobre un mismo riesgo y mediante un solo documento.
Es un recurso financiero que el asegurador separa de otras operaciones de la empresa, con el propósito de pagar todas las indemnizaciones futuras producto de obligaciones existentes.
Down
Es quien en caso de siniestro ha de percibir la indemnización.
Representa la amplitud, cotización y condiciones de la protección de los riesgos asegurados.
Es la composición de clientes o asegurados que tienen sus pólizas vigentes en una compañía de seguros.
Es el aporte económico que debe cumplir el contratante, es el precio del seguro.
El importe que está obligado a pagar contractualmente el asegurador en caso de producirse un siniestro.
Es el seguro del seguro. La aseguradora busca cobertura, transfiere parte del riesgo o todo el riesgo a otra aseguradora.
Es el valor máximo que una compañía de seguros puede asumir por unidad de riesgo, conservando la probabilidad de no sobrepasar un límite de pérdida determinado previamente.
Acuerdo establecido en el contrato mediante el cual se modifica, aclara o deja sin efecto, parte del contenido de las condiciones generales de la póliza.
Es la persona sobre cuyas características recae la cobertura del seguro.
Se produce cuando la suma asegurada es menor que la suma asegurable y por lo tanto el asegurado se convierte en su propio asegurador por la parte proporcional de lo que no aseguró.
Es la capacidad de una persona física o jurídica para hacer frente a sus obligaciones financieras.
Posibilidad de que se produzca un contratiempo o una desgracia, de que alguien o algo sufra perjuicio o daño.
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Where is my puzzle?
All your puzzles are accessible from your 'My Puzzles' page, which you can access using the navigation bar at the top when you are logged in.
Be sure to log in using the same email address you used when you created your puzzle.
How do I print?
There is a 'Make Printable' button on the top left of your puzzle that will let you sign up for a plan or purchase a single puzzle.
Once paid, that button will turn into a 'Preview + Publish' button that will put your puzzle in a format that can be printed or solved online.
Once you publish your puzzle, you can click the print icon or use your browser’s print function.
It looks weird when printed.
First make sure you’ve published your puzzle. See the 'How do I print?' section above for more information.
99% of other printing issues have to do with printer settings. Instead of trying to fiddle with printer settings, which can be time-consuming and frustrating, there are a couple workarounds you can try.
You can try printing from a different browser, since different browsers have different default print settings. Alternately, you can try saving as a PDF (next to the print icon) and print that.
Why isn’t this free?
We invested in building a number of premium features that free sites are unable to offer: the ability to automatically or manually add words to your puzzle, save-as-you-go puzzle editing, the ability to access your puzzles from any computer, an uncluttered and ad-free interface, the ability for friends and colleagues to solve your puzzles online, and quick responsiveness to reported issues.
My Crossword Maker is the lowest-price service we've found that provides these features, and is designed for people who are not satisfied with what free sites are able to provide.
I thought this was free.
We’re sorry you thought My Crossword Maker was free, that must have been frustrating.
We’re constantly trying to provide a clear and straightforward user experience, and we’re not trying to hide the price: on the page where you make your puzzle, the price is listed in the overview in the top left (before you log in), below the 'Make Printable' button (after you log in), in the FAQ below the grid, and also in the tour.
Unfortunately, we have limited control over how we show up in Google and on other sites, so if they show My Crossword Maker when someone searches for a free site we can’t do anything about that.
It says there is no account with my email.
First check whether you used a different email address to create your account. Your login email is the email address where you received a welcome email from us.
Alternately, it’s possible there was a typo in your email when you created your account. If so, report an issue below and provide the name and last four digits on the card you used when you signed up. We’ll use this information to track down your account.
I am being asked to pay a second time.
If you are a member of My Crossword Maker and are still being asked for payment, then you may have inadvertently created a second account.
Your paid account will have the email address where you received an email confirming your subscription.
If you never received such an email, or are still unable to find your paid account, report an issue below and provide the name and last four digits on the card you used when you signed up. We’ll use this information to track down your account.
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For security a human can’t see or reset your password, so read the below information carefully.
If you haven’t gotten the password reset email, check your spam folder, be sure you’re checking the email account that the email was sent to, and be aware that some school email systems block emails from non-school email addresses.
If you have the password reset email but the password isn’t accepted, be sure you are using the most recent password reset email: sometimes people will hit the button twice, and only the second password will work.
Be sure if you copy-paste the password not to get a space on the outside, or if you're typing it keep in mind that it's case-sensitive and that a lower-case L can look like the number 1, etc.
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Support representatives cannot cancel a subscription on your behalf.
Not all my words are in my puzzle.
When you hit the 'Arrange' button, our algorithm will try to arrange all your words on the grid, and will move words around to try to fit the most words.
This will get all the words on the grid about 90% of the time, depending on the word list. For the other 10%, you will get an alert explaining that the words that did not fit were added to the scratchpad.
It prints on two pages.
Big puzzles won’t always print on one page — the clues and grid are the smallest we could make them while keeping them readable for everyone.
That said, different browsers print in slightly different ways, so you could try using 'print preview' using a different browser (or try the PDF button) to see if you like how that looks better.
I didn’t hear back from you.
We generally respond to all reported issues in about a day. If it’s been a few days and you haven’t heard back from us, it’s possible we sent an email that didn’t reach you.
Check your spam folder, and be aware that some school email systems block emails from non-school email addresses. Try providing a different email address if you think our emails to you are being blocked.
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