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Financial Literacy Lesson 1-4

Across
Money that you receive from jobs, allowances, gifts, interest, dividends, and other sources.
Something you wish to achieve or accomplish in a specific amount of time.
Identifying a person’s financial goals, needs, and expected earning, saving, investing, insurance, and debt management activities.
A specific duty, task, or activity someone completes using his or her time, skills, and energy to earn money.
An expense that does not change from month to month.
A plan that outlines what money you expect to earn or receive (your income) and how you will save it or spend it (your expenses) for a given period of time; also called a spending plan.
To set something, like money, aside to use in the future
The amount of money flowing in (income) and flowing out (expenses) of a personal budget
Down
Another name for a budget
Something you must have to survive, such as clothes, shelter, or food
Something that you would like to have but that you could live without, such as a TV or tickets to a baseball game.
Money that a person spends or gives away that varies from month to month.
The type of work a person pursues for the majority of their life that may involve formal education, special training, or be within a specific industry.
The cost of goods and services.
Compensation for work paid on a regular basis (bi-weekly/monthly) typically expressed as an annual amount.