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Chapter 13 Vocabulary

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Across
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In claiming a legal right or a debt, the substitution of one person for another
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A type of insurance that requires an insurance company to pay for the insured's damages regardless of who was at fault in causing the damage
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To compensate a person who has suffered a loss
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The insured's payment to the insurance company
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A written insurance contract
Down
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The policy limited of one policy are added to the policy limited of one or more other policies, increasing the available funds to the sum of all policies
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The persons, types of losses, or damages not covered by an insurance policy
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An assessment tool that can monitor temperature changes in the skin; often used by plaintiffs' attorneys as a way of showing that there is greater blood flow in an injured area and thereby providing a "picture of the pain"
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A relationship in which one person, or entity, is obligated to act in a trustworthy relationship to the other; a fiduciary has the duty to act in the best interests of others. a common example of such a relationship is the attorney-client relationship
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Surrender or give up a legal right to sue another; the document or court filing in which this right is surrendered