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Annuity Disclosure Form

Across
An annuity that has earnings based on the performance of the S&P 500.
The Broker/Dealer need to provide ____________ in order for a client to take a distribution from an annuity
The living benefit is ______________ if the client replaces one annuity for another
Benefit that ensures payment to a beneficiary
Long Term, Tax Deferred, & Income
Section of the disclosure form where the advisor shows the difference between the new and existing contract
Where you will direct the advisor if they need help with requirements for each product
Amount that is allowed with out paying a surrender charge
There are several types of these but the most common last for 7-years
Down
DOL
Guaranteed Income and client surrenders the contract to the product company
What the advisor is paid for selling an annuity
Replacing/exchanging one annuity for another within three years
Allowed if the client changes their mind within 30 days of opening the account
Client doesn't have to pay taxes until they are ready to take withdrawals
A rider that allows another Income option for annuities; called riders
An annuity that earns a interest instead of being invested in the stock market
Fee that assessed when the client more than 10% income