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Credit Card Brain Teaser

Across
Not fixed
Also known as Beacon
Ends with Union
Credit utilization ____
Also known as a balance transfer
Platinum has this
Box disclosing terms
Down
Your community credit union
____ and conditions
What a ____ should be
Period allowed to pay you bill
Not open ended
You will pay this charge
The least amount to pay
We do not have this rate
Signature has this
Discover, MasterCard are a few to mention
Some FI's have this fee