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All Things Insurance

Across
person who identifies, examines and classifies the degree of risk represented by a proposed insured in order to determine whether or not coverage should be provided and, if so, at what rate.
a market characterized by high demand and low supply
a request made by the insured for insurer remittance of payment due to loss incurred and covered under the policy agreement
period of time for which policy is in effect.
a large magnitude loss with little ability to forecast
maximum value to be derived from a policy
physical damage to property or bodily injury, Including loss of use or loss of income
coverage designed to insure private passenger automobiles and certain types of trucks owned by an individual or husband and wife
an individual who sells, services, or negotiates insurance policies either on behalf of a company or independently
two or more distinct policies combined into a single contract
an insurance company that sells policies to the insured through salaried representatives or exclusive agents only; reinsurance companies that deal directly with ceding companies instead of using brokers
a note used to secure a loan for real property
Down
coverage for crop damage due to hail, fire or lightning
an insurer or reinsurer authorized to write property and/or casualty insurance under the laws of any state
termination of a policy due to failure to pay the required renewal premium
a percentage of premium paid to agents by insurance companies for the sale of policies.
a written contract ratifying the legality of an insurance agreement
a buyer's market characterized by abundant supply of insurance driving premiums down
an individual who sells or services insurance contracts for a specific insurer or fleet of insurers
date at which an insurance policy goes into force
Portion of the insured loss (in dollars) paid by the policy holder
an individual who sells, services, or negotiates insurance policies either on behalf of a company or independently
party(ies) covered by an insurance policy
the percentage of incurred losses to earned premiums
an economic device transferring risk from an individual to a company and reducing the uncertainty of risk via pooling
Uncertainty concerning the possibility of loss by a peril for which insurance is pursued