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Quarterly crossword

Across
The organization that recently implemented a test audit program
Who is the awesome supervisor for the department reducing the stat 90
Rate-making organization located in Boca Raton
The individual who heads a state's agency for insurance regulation
Where your policy is written if no voluntary insurance carrier wants you
What we pay brokers as a percentage of premium is called_______
A document that changes the terms of your workers' comp policy
Down
______is the collective skill of a group that enables them to achieve a common goal
Compares your workers comp loss experience to other similar companies
The presence of one or more conditions co-occurring with a primary condition
Federal organization that monitors workplace safety
When you work with a multi-disciplinary team to solve a problem
A report that provides an overview of a company's financial information for the previous year
What an adjuster would do to a fraudulent claim