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C110 - Chapter 2

Across
Insured's share of any covered loss
Loss must fall within this set of dates on an occurrence based policy to qualify for coverage
Insurance policies are this type of contract, where one party drafts the wordings of the contract and the other party has no input into the content.
Indirect cause of a loss occurring, possibly adding to the occurring of the loss but not the start of the chain of events.
Describes property covered and circumstances under which coverage will apply. also known as "wordings"
How coverage provisions will be construed in favour of an insured
Formerly known as Declaration page, providing details of who, what and how much is insured
1773 case defining proximate cause involving the throwing of a firecracker (Squib) into a crowded market stall.
Section of wordings that state what property or losses are not covered
Down
Requirement of an insured to report theft or vandalism to police immediately in order to be eligible for coverage under the policy is an example of this
Means "Against the offerer"
Part of a liability policy that identifies whether the insurer is required to respond to a liability claim made against an insured, requiring a finding that the possibility that the claim will fall within liability coverage
Type of damages payable to or recoverable by an insured under a liability policy, for accidental or unintentional bodily injury or property damage to another party
The immediate and effective cause of a loss. An uninterrupted unfolding of events without intervention of another from the initial act to conclusion.
How exclusions will be interpreted against the insurer
An addition to a policy that may extend coverage excluded in the base wordings. this document overrides the base policy wordings for this type of loss.