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End of Term Crossword Puzzle

Across
The past participle of buy
Where we met on Tuesday morning
The night before January 1st
The amount you are paid before money is taken for taxes
The present perfect of see
The amount on your paycheck after money has been taken out for taxes
Down
The color of Santa's beard
Someone who is always sitting on the sofa watching television
Right away
Little by little
The month after January
A plan for your finances
Unexpectectly