100 is the number of _____ required, but even that amount is barely enough to support all of today's appliances.
A _________ residence is one that is occupied by the member but is NOT his/her primary residence.
A ______ fire or burglar alarm is a system in direct communication with a commercial location providing 24 hour monitoring of the property.
Very old wiring method that was used from 1880 to the 1930’s. If wiring gets hot due to overuse, it can cause a fire.
An Underwriter’s role in property underwriting is to gather ______ facts, to properly evaluate the risk, and to make sound underwriting decisions.
This coverage provides broader coverage for hardware or software, both on and off premises.
Statements in an insurance contract that provide information about the property to be insured, with which coverages, and at what premium.
Information relevant to property underwriting includes who will be living in the home or the _____ of the home.
What is the most common roofing material used?
Some states have restrictions on underwriting decisions based solely on _______ related and/or CAT claims.
Are animals covered under personal property?
The 4 most common exclusions in a property contract are; Earth Movement, Intentional Acts, Nuclear Hazard and __________
Hail losses under a ______________ policy should not have any affect on the acceptability of a Valuable Personal Property Policy.
A dwelling is considered ________ when it is without its occupants but still contains furniture and most other elements of habitability.
One way the insurance company clarifies its intent of coverage is to specifically ______ events or property it does not intend to cover.
These type of homes are more difficult and expensive to repair and replace due to the difference in building techniques and material.
Normally a Renters policy provides coverage for personal property and personal _______, if elected by the insured.
What type of policies are specifically designed to provide protection to customers who do not own a home or condo, and are renting a residence.
What is the first common wiring question to ask if the wiring in the home is unknown?
Type of wire cable found in most homes since the 1940’s.