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Chapter 53, 54 and 55

Across
An itemized, dollar value presentation for setting an individual's net worth by subtracting debt obligations (liabilities) from asset values.
The dollar amount of equity in a homeowner's principle dwelling the homeowner qualifies to shield as exempt from creditor seizure
A worksheet designed for use by buyers when submitting applications for a consumer mortgage to compare mortgages offered by different lenders based on a list of all the variables commonly occurring as costs at the time of origination and over the life of the mortgage.
A condensed written summary of the essential holdings of a court judgment
A ratio stating the outstanding balance as a percentage of the mortgaged property's fair market value. The degree of leverage (LTV)
An estimate of a buyers settlement charges and mortgage terms handed to the buyer on a standard form within three business days following the lender's receipt of the mortgage application
The term lenders use to identify the buyer's agent in a sales transaction, it's closing contingent on the buyer obtaining a mortgage to fund the purchase price
Down
A court action to remove a cloud and establish title to a property
A document signed by a homeowner and filed with the county recorder's office to shield the owner-occupant's homestead equity from seizure by creditors.
Percentage of monthly gross income that goes towards paying debt (DTI)
A buyer's ability to make mortgage payments based on their debt-to-income ratio (DTI)
An individual's ability to borrow money, determined by their present income, wealth and previous debt payment history.
A collection of documents required to process a mortgage application and sent to a mortgage underwriting officer for review after receipt of the appraisal on the property offered as security.