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Health Policy: Types of Reimbursement

Across
Employer-sponsored coverage that combines private insurance with a health savings account
Individuals covered by this pay an annual deductible and a 20% copay
This is the least restrictive type of private plan
Offered through one’s employer or union
Established under Title 19 of the Social Security Act
Only the policyholder is covered by the plan; it is not extended to family members
This type of plan is less restrictive than HMOs, but has higher copayments
The insured have to cover out-of-pocket expenses
Down
This is a federal assistance program funded by general taxes
The most restrictive type of private plan
Funded through combined federal and state matching
Changed medicaid eligibility to allow more people to be covered, enacted in 2014
Health insurance not funded by the government
Everyone who is covered by medicare has the option to purchase prescription drug coverage via __________
Eligibility requires that the covered individual be 65 or older