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Bay Cities ESOP Crossword Puzzle

Across
refers to the amount of time an employee must work before acquiring a nonforfeitable entitlement to his or her benefit.
When you are able to participate in the plan you have met your ________.
Last Name of Bay Cities Founder
The person who is identified in the plan document as having responsibility for running the plan.
ESOP month
Anyone who exercises discretionary authority or discretionary control over management or administration of the plan, exercises any authority or control over management or disposition of plan assets, or gives investment advice for a fee or other compensation with respect to assets of the plan.
When our ESOP is valued
When you work at least 1000 hours, you have gained this type service
Down
the total wages paid to you by your Employer during the Plan Year and reportable on your Wage and Tax Statement (Form W-2)
ESOP is this type of account
The act of determining the value of company stock
You become 100% after these many years of credited service.
The part of an employee’s account balance (employer contributions) that is lost because it is not vested when the employee terminates employment.
What can you do if you are 55 and older and have worked at least 10 years.
Someone who has the exclusive authority and discretion to manage and control the plan assets.
A class of employees excluded from the ESOP