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Debt Management

Across
Online lender comparison site
Loan that is not offered through the Federal Student Aid programs, but a third party. They often have higher interest rates
Failure to repay a loan according to the terms agreed made a payment in more than 270 days
Temporarily halting payments on loans, but still being responsible for interest on all types of loans
legally binding contract signed by the borrower agreeing to pay back any loan money borrowed
Temporarily stop making payments on student loans without interest accruing on subsidized loans portion of loans
An entity that collects payments on a student loan, responds to customer service inquiries, and performs other administrative tasks associated with maintaining a student loan on behalf of a loan holder.
A requirement designed to educate students on the loans they are accepting
Loans that do incur interest charges while student is in school and is non need based aid
Loans provided through private lending company
Place to find out information regarding student loans, repayment, or payment calculation
Loan that is non-need based, but must be taken out under a parent’s name on behalf of a dependent undergraduate student
Down
Loans that do not incur interest charges while student is in school, this is need based aid
NSLDS shows that the student has borrowed more than the aggregate loan amounts.
Lifetime limit on Stafford Direct loans
Paying back money borrowed by making scheduled payments to a loan holder or servicer.
When NSDLS reports student trying to take out loans at two different schools during same period
A requirement designed to educate students on the loan repayment process
Expires after a student graduates or otherwise falls below halftime enrollment for six months consecutive
Occurs when a student neglects to repay, delinquency reaches 360 days, and direct loan account is turned over to DOE Collections department.
Loan offered to graduate students.
Database that contains federal student loan information reported by institutions