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Property - Study 3 Quiz

Across
Includes tornadoes and hurricanes - excludes waves, floods, weight or pressure of melting ice or snow.
This peril excludes damage by riot, civil commotion and water hammer
This hazard is represented by accumulations of valuables such as records, rare books, collectibles.
Factors include construction, occupancy, protection, exposure (COPE)
Includes loss by this peril and damage made by attempts to cause the loss.
Covers loss or damage to property caused by upset or overturn of a vehicle used for moving the property.
Excluded on Tenants Basic, Condo Unit Owners, Residential Basic and Seasonal Residence forms
An insured cause of loss
This type of water damage, usually occurring over time is uninsurable.
Insures loss covered by listed perils
Term for potential to profit from an insurance policy by deliberate acts
Coverage for any peril not excluded
Down
Wilful or maliscious destruction
Property undergoing a heat process is excluded from this peril
This peril that covers loss by weight of snow load is excluded under named perils but included in all-risk wordings
Insures against damage by open assemblies i.e.: strikers
General term for property to be insured
Loss by waves, tides, tidal waves, overflow of bodies of water are not insured unless additional coverage is purchased.
Property that is not insured and perils that are sometimes not insured
Sudden and accidental escape of water from a water main, plumbing or heating system, domestic water container or through an opening created by another peril.
This peril provides coverage for sudden, unusual and faulty operation of a cooking or heating unit but not from fireplaces.
This hazard is concerned with roofing, wiring, plumbing, furnace, water appliances and food freezers.
This coverage for backing up of sewer drains within the dwelling can be covered by special endorsement
This hazard is concerned with the occupancy of the dwelling and the ability of the insured to monitor for losses.