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C14 - Automobile Insurance - Part 1 (Ontario)

Across
A loss or abnormality of a psychological, physiological or anatomical structure or function.
No accident benefits are paid from any source to an occupant of a __________ vehicle if the vehicle did not collide with another vehicle or object.
Certain accident benefits are not required to be paid to a person who is convicted of operating a vehicle while ___________ by alcohol or drugs.
Caregiver benefits can be extended to apply to ___________ claims
______________And assessment plan is a document prepared by a member of the health profession to identify the impairment, the resulting disability, time period to recover and goods and services required and the estimated cost.
__________ Benefit may be available if an insured person suffers a substantial inability to perform the essential tasks of their employment.
Medical, _____________ and attendant care benefit
A person who provides services related to the coordination of goods or services for which payment is provided by a medical, rehabilitation or attendant care benefit.
Was a resident of Ontario in the last ________ days
In some situations Insurers are not required to pay income replacement or non earner benefits, educational expenses, expenses of ___________ , and housekeeping and home maintenance expenses.
Down
If an insured person is not involved in an accident but suffers ___________ or mental injury as a result of an accident
The person named on the policy, specified drivers and spouse or dependandts of the person named on the policy.
Death and ____________ benefits
Also know as pain and suffering
_____________ guideline, sets out the treatment framework for minor injuries.
Some accident benefits will be denied to An ____________of an automobile who knew or ought to have known that the driver was operating the vehicle without the owners consent.
An incident which the use or operation of an automobile directly causes an impairment or damage to any medical or dental device.
Annual ____________ of benefits and limits based on the consumer price index.
This word was removed from the threshold in bill 164 but included again since bill 198.
One of the Optional accident benefits- ____________ care benefit
____________ ________ are still eligible for certain accident benefits.
Since Bill 198 you are able to sue for this without having to first meet the threshold
A definition describing the nature and type of injury that must be suffered in order to be able to commence a legal action against the responsible party.
Insured person who suffers a complete inability to carry on a normal life and does not qualify for IRB.
The benefit available to an Insured person who suffers a substantial inability to engage in the caregiving activities that they did before the loss.