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Credit is something earned not given

Across
Legal proceedings initiated by a creditor to repossess collateral for a loan that is in default
A type of credit that is backed by a person's money used as collateral on the credit.
Transactions that are made by an unauthorized person on a customers account
A secured loan that would use an auto for collateral
The total cost of credit based on the amount financed ,loan term, and finance charges,expressed as a yearly percentage rate
The process where by a review of a borrowers credit history by a lender occurs prior to the extension of credit
Starting over to repair damaged credit and lay down a foundation for good credit is considered a to ________credit
The value of collateral over and above the loan it secures
Down
This a number assigned to a person that indicates to lenders their capacity to repay a loan
A deposit of funds into an account
This is a type of loan that would not require collateral and would be based on credit for the amount that was lended by the bank
A legal document that pledges a property to the lender as security for a payment of a debt
A legal proceeding involving a person or business that is unable to repay outstanding debts
Is a rating system developed as a snapshot of the credit risk a person currently represents to a lender
Fee that is assessed on the account on a yearly basis , usually on the anniversary date of card