The Appraiser is given information on PRC’s sales history, _____, debt,
future business outlook, market trends and development plans.
Shares are divided based on an ESOP participant’s compensation and
years of service in _________ to the total compensation and years of
service for all eligible ESOP participants. Employees do not purchase
stock with their own money.
PRC became 100% employee owned when the company completed the __________
transaction on September 30, 2008.
Non‐vested shares that are forfeited are __________ to the accounts of
remaining plan participants at the end of the plan year.
What do you receive showing the value of your stocks and cash in the ESOP?
Vesting is a way of ensuring those employees with a long term ___________
to the company gain the most from stock ownership.
Employee Stock Ownership Plan
How old do you have to be to be eligible to paricipate in the ESOP?
Down
The Department of Labor (DOL) and Internal Revenue Service (IRS) have
regulations that require the valuation be completed by an ________
third party to insure the value is determined by a party that does not
have a personal or financial interest in it.
______ is the amount of time an employee must work before becoming
fully entitled to their ESOP benefit. When you are 100%, the
funds in your account are yours and cannot be forfeited or revoked.
Each year, ESOP participants receive a statement of their account. The
statement shows new shares allocated to your account, change in share
_____ and the total value of your account.
An ESOP is a retirement plan that makes _____ an owner
of stock in the company.
Stock sharea may be "______" when the company buys back stock from retiring employees.
The company set up a ESOP Trust with two basic parts. The Trust has a
holding account for unallocated shares of stock. The Trust also has
individual accounts that hold the stock allocated to each ESOP
Participant. The company contributes new shares of stock to the
_____ account.
How many years does it take to become fully vested?
All _________ employees are automatically eligible to participate once they've met the age and hours of service requirements.
How many hours do you need to have the previous year to be eligible to participate in the ESOP?
Each Employee participating in the ESOP has their own individual __________.
Each year, an independent expert completes an appraisal of PRC to
determine the value of the company. The appraiser’s job is to
determine what a willing buyer would pay a willing seller for the
company, assuming both parties have all of the information they need.
This is called “Fair _______ Value”.
______ is a claim to part of the company's assets and earnings and its value isreflected in the certificate.
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