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Credit Bureau

Across
11. A request made by a lending institution to a credit reporting agency for the credit record of an applicant
12. The projected monthly payments of all revolving accounts, open and closed in ratio to the projected monthly income
7. The projected monthly payments of all revolving accounts open and closed in ratio to the projected monthly income
3. A credit history on an account as provided by a lending institution to a credit reporting agency.
6. A loan made for a specific amount and for a set purpose that will be repaid in pre-determined payments, usually in equal amounts over a specific period of time
15. A reporting agency for various credit and lending institutions which maintain histories on consumers. These histories can be used to establish or confirm credit
10. A credit account which may be used repeatedly up to a specified limit after partial or total payment has been made.
Down
9. A listing of an applicant's known reported legal documents that are on file with a credit reporting agency
4. A promise to turn over property to a creditor in the event that loan repayment terms cannot be kept
TW
8. A statement initiated by the consumer for the purpose of alerting credit grantors that their personal information may not be used to obtain credit without their authorization
1. The act of turning over one's financial prosperity to the courts to have a trustee act in the best interest of the creditors. This usually occurs when the consumer is in a state of financial ruin.
2. The total revolving balances in ratio to total revolving credit lines
5. A credit reporting agency
CB