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LIABILITY/MED-PAY/ADB

Across
Named in declarations and spouse, co-registered with named insured
Will pay in addition to our limit of liability (settlement cost, appeal bonds, bail bonds, loss of earnings, reasonable expenses)
Pays reasonable expenses incurred within one year from the date of accident
Determination of at fault percentage. Each party must then pay that percentage of the other parties' damages.
An item or risk specifically not covered
You or a relative, any person using your insured car with your permission (med-same definition difference OCCUPYING)
Pays the amount stated in declarations page for death of insured person (continously totally disabled within 20 days and death occurs within 90 days of accident date) hint: abbreviated
Any car described in declaration page
Down
Pays damages of bodily injury or property for which you are legally responsible (up to policy limits, other than punitive and exemplary damages, no duty to defend or indemnify any insured person in any criminal proceeding)
Used to settle a dispute
Adjust liability limits to match the minimum requirements in other state if accident occurs in other state
Shown in your declarations page (maximum limits payed out in one occurrence)
Insurance before medical payments apply
Includes a utility trailer but does not include any vehicle while located for use as a residence or premises
Payment of indemnity (right and opportunity to require an ____ where not forbidden by law