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Private Payers/BCBS

Across
Largest employer sponsored health program
A nationwide program
Similar to a CDHP
Plans purchased by individuals
Lifetime limit
A document given to the PCP at the beginning of each monthly
Organization hired by a payer to evaluate medical necessity
A specific time period that must pass before insurance coverage begins
Covers hospital services
Home services received
Employer Owned
Options
Down
Federal law that requires an employee to offer a terminated employee insurance for 18 months
Employer health insurance plans
An international plan
Pay based off of head count versus visits
An individual who joins the plan at a later time
Nonemergency surgical procedures
Provider protection again large losses
Deductible that is paid by the entire family
The name of a BCBS policy
BCBS members
Out of area service plan