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Financial Terms

Across
Saving means not using all of your money right away, but instead putting it aside for later.
A financial relationship you have with an institution such as a bank or a lender. Checking, savings, and credit card accounts.
A piece of a company. When you own a stock of a company, you own a small piece of its business. Every stock has a price and that price can go up or down, depending on what's happening at the company.
Short for annual percentage rate. The fee, or interest rate, you pay to borrow money expressed as a yearly percentage.
Items of value that you own.
A financial event that causes money to go into or out of an account. A transaction can also be a charge placed on a credit card.
A loan is something that is borrowed, often money, which has to be paid back with interest.
There are three credit bureaus, which calculate your “credit score” or how you use your money. The goal is to have a high credit score – more “likes” by the credit bureaus. The way to receive more likes (a high score) is to have a long history of paying your bills on time. When you don't pay your bills on time or you have too much debt, your score gets lowered.
How much of your income you keep after paying your bills.
Like a loan, a debt is money that you owe someone that needs to be paid back. How much debt you have can determine how much money you can borrow in the future. Money you owe to someone else, most likely a financial institution such as a bank.
Down
A budget is plan that you make to keep track of your money and where it is going. Limits you place on spending on types of items or categories (see below) so that you reach your financial goals
Taxes are payments that go to the government for the work that it does, such as improving schools and fixing roads. They're taken right from your paycheck and the amount you pay depends on how much money you make.
A measurement of your financial standing: What’s left of your assets after you subtract your debts.
The current value of any assets, including investments, you own.
Groupings that organize various expenses or income so you can see patterns. If you spend money at McDonald’s, for instance, Mint.com would put that transaction into the Food & Dining category.
Financial instruments you buy with the hope that your money will grow in the future.
How much money you have, or owe, in an account.
Credit lets you buy something without having to pay for it right away. The credit card company pays for the item and then sends you a bill you have to pay back. If you don't pay them back right away, they will charge you extra money (interest).