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Credit Crossword

Across
An organization or person that lends money.
A person or organization that takes out a loan from a bank under an agreement to pay it back later.
Fees for getting cash advances, making a late payment or exceeding your credit limit.
One of the most common types of loans; charged with debt either by swiping a card through card reader.
Loans which will be in repayment for 18 months to 10 years
Loans which will be in repayment for more than 10 years.
Down
Usually expressed as a percentage; the cost to borrow money.
A line of credit extended to individuals or businesses who may use it as often as desired up to a specific dollar limit.
Loans which will be in repayment for less than an 18 month time period
A number assigned to a person that indicates to lenders their capacity to repay a loan.
The ability to acquire money, goods or services from others without immediate payment.