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CREDIT CARDS

1
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15
Across
1
The total you owe for your purchases and any interest that has accrued.
5
The risk that a borrower may not repay a loan on time, or at all.
6
The smallest payment amount a credit card company will accept for the monthly payment
8
An amount a credit card company charges to withdraw cash from their credit card.
10
An amount of money charged to your credit card if you do not pay your minimum payment on time.
11
A period of time that the money you borrow does not have an interest charge.
13
Benefits and prizes offered to cardholders if they use their credit card.
14
A plastic card with an assigned account number, which enables the holder to purchase goods or services and receive cash on credit.
15
The maximum amount of money a credit card holder is allowed to borrow using the credit card.
Down
2
A loan of money that is given to a borrower for a specified amount and a specified period of time.
3
An fee paid for applying for some credit cards.
4
A type of credit card offer that has already pre-screened someone for credit risk.
7
A yearly charge that some credit card companies charge for use of their card.
9
The cost of credit, or how much you must pay to get a loan, on an annual basis, PLUS fees and other charges.
12
The cost of borrowing money, calculated by a percentage of the total amount borrowed.