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CREDIT CARDS

Across
The total you owe for your purchases and any interest that has accrued.
The risk that a borrower may not repay a loan on time, or at all.
The smallest payment amount a credit card company will accept for the monthly payment
An amount a credit card company charges to withdraw cash from their credit card.
An amount of money charged to your credit card if you do not pay your minimum payment on time.
A period of time that the money you borrow does not have an interest charge.
Benefits and prizes offered to cardholders if they use their credit card.
A plastic card with an assigned account number, which enables the holder to purchase goods or services and receive cash on credit.
The maximum amount of money a credit card holder is allowed to borrow using the credit card.
Down
A loan of money that is given to a borrower for a specified amount and a specified period of time.
An fee paid for applying for some credit cards.
A type of credit card offer that has already pre-screened someone for credit risk.
A yearly charge that some credit card companies charge for use of their card.
The cost of credit, or how much you must pay to get a loan, on an annual basis, PLUS fees and other charges.
The cost of borrowing money, calculated by a percentage of the total amount borrowed.