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FINANCIAL LITERACY INFORMATION

Essential Critical Thinking Skills for College Students.  Professor GG Rhine-Cornerstone Experience Class.
Across
Complete the ________ application early to increase your chances of being considered for finanacial aid.
The interest rate on credit cards is usually 18% or ____________.
Credit cards are particularly ___________ for students.
Student _______ are financial aid-based on need- that do not need to be repayed.
_________ as a money manager requires analysis and focused attention.
If you are having problems with finances always talk with the financial aid ____________.
Although not always possible monthly costs are somewhat ____________.
Student _______ are a type of financial aid that students are responsible to pay back.
________ learners may want to create a budget chart monitor and record saving money efforts.
Focusing on what is in your best interest financially is you personal ___________.
__________ is an important consideration in managing coursework and work.
Shrinking or disappearing grace period now result in considerable late ___________.
Another ________ form of borrowing for school expenses is credit cards.
The number 1 stressor for most people in america is ____________.
__________ show that most students have a least one credit card.
With credit cards _________ can escalate quickly.
Avoid giving out your social security # and personal information online. You may be interacting with a phising ___________.
Retirement ___________ are important because Americans are living longer and want to remain well and comfortable.
Down
Savings are absolutely essential for your _____________.
Fatigue and ________ can result from stretching yourself to thin.
Going to school is a calculated __________.
Managing your money successfully involves ________ money management.
Fee _______________ credit cards are feature low rates and are loaded with extra fees.
Usually budgets are based on a __________ basis.
For most, building,maintaining, and repairing their ________score is an ongoing challenge.
Student _____________ are often awarded to those who show talent or ability in specific areas. They do not require repayment.
The Unbrella concept of money management is based on _________ less than you earn.
About 50% of students have ________ or more credit cards.
A monthly heating bill expense may be _____________.
__________ is one of 3 primary credit bureaus that will send you one free credit report per year
Contact www.annual creditreport.com for further __________ on credit issues
___________ from student loans is not an option.
Tuition continues to _______ more quickly than the rate of inflation
Consequences for defaulting on student loans can be ________.
Credit Card companies are in ___________ to make money.
A part time _____ may help you become more effective in time managment
Mental focus must ______ when moving from work-school activities.
Consider your multiple intelligences as well as ______when constructing a monthly budget.