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Financial Literacy 2024

Cornerstone Experience Spring 2024
Across
Student _______ are a type of financial aid that students are responsible to pay back.
If you are not careful credit cards can ______________ plunge you into a hole of debt.
_________ as a money manager requires analysis and focused attention.
A monthly heating bill expense may be _____________.
For most, monitoring and repairing their _______score is an ongoing challenge.
Even slightly late credit card payments result in late ___________.
________ is the abbreviation for Annual Percentage Rate.
__________ is an important consideration in managing coursework and work.
Going to school is a calculated __________.
Savings are absolutely essential for long term _____________.
Contact www.annual creditreport.com for further __________ on credit issues
Focusing on what is in your best interest financially is your personal ___________.
Student _____________ are often awarded to those who show talent or ability in specific areas.
The number 1 stressor for most people in America is _________ problems.
Loan _________ has been around since 1965 and is specifically related to student loan cancellation for a few front-line service workers
Retirement ___________ is important because Americans are living longer and are healthier.
___________ from student loans is not an option.
Credit cards are particularly ___________ for students.
The _________ concept of money management is based on spending less than you earn.
Down
Consider your multiple intelligences as well as ______when constructing a monthly budget.
Tuition continues to _______ more quickly than the rate of inflation
________Union is one of 3 primary credit bureaus who will send you a credit score and credit history
The interest rate on credit cards is usually 18% or ____________.
Mental focus must ______ when moving from work-school activities.
Fee Harvesting cards feature low credit limits and are __________ with extra fees.
Managing your money successfully involves ________ money management.
With credit cards _________ can escalate quickly.
About 50% of students have ________ or more credit cards.
If you are having problems with finances always talk with the financial aid ___________.
__________ show that most students have a least one credit card.
Although not always possible monthly costs are somewhat ____________.
Financial Wellness indicates _____________ with your current and future financial situation.
Another ________ form of borrowing for school expenses is credit cards.
A part time _____ may help you become more effective in time managment
Shrinking or disappearing _______ periods have replaced the chance to avoid late fees.
Avoid phishing ______ that ask for your social security and pin numbers.
Student _______ are financial aid-based on need- that do not need to be repayed.
Credit Card companies are in ___________ to make money.
_________ is one of the big 3 credit reporting agencies.
Complete the ________ application early to increase your chances for financial aid.