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Financial Literacy Spring 2024

Across
Complete the ________ application early to increase your chances of being considered for finanacial aid.
The interest rate on credit cards is usually 18% or ____________.
Student _______ are a type of financial aid that students are responsible to pay back.
Going to school is a calculated __________.
Retirement ___________ is important because Americans are living longer and are healthier.
__________ is one of the big three credit reporting agencies based in Ireland
Managing your money successfully involves ________ money management.
Avoid phishing ______ that ask for your social security and pin numbers.
Credit Card companies are in ___________ to make money.
About 50% of students have ________ or more credit cards.
___________ from student loans is not an option.
Focusing on what is in your best interest financially is your personal ___________.
The number 1 stressor for most people in America is _________ problems.
Consider your multiple intelligences as well as ______when constructing a monthly budget.
__________ is an important consideration in managing coursework and work.
A monthly heating bill expense may be _____________.
With credit cards _________ can escalate quickly.
Savings are absolutely essential for long term _____________.
Credit cards are particularly ___________ for students.
Another ________ form of borrowing for school expenses is credit cards.
A part time _____ may help you become more effective in time managment
Financial Wellness may be defined as feeling _____________ with your current and future financial situation.
Down
Mental focus must ______ when moving from work-school activities.
For most students building, maintaining, and repairing their _______score is an ongoing challenge.
If you are having problems with finances always talk with the financial aid ____________.
Shrinking or disappearing _______ periods have replaced the chance to avoid late fees.
Student _______ are financial aid-based on need- that do not need to be repayed.
Even slightly late credit card payments result in late ___________.
Although not always possible monthly costs are somewhat ____________.
Student _____________ are often awarded to those who show talent or ability in specific areas.
________ is the abbreviation for Annual Percentage Rate.
If you are not careful credit cards can ______________ plunge you into a hole of debt.
Loan _________ has been around since 1965 and is specifically related to student loan cancellation for a few front-line service workers
Fee Harvesting cards feature low credit limits and are __________ with extra fees.
_________ as a money manager requires analysis and focused attention.
Contact www.annual creditreport.com for further __________ on credit issues
The _________ concept of money management is based on spending less than you earn.
__________ show that most students have a least one credit card.
Tuition continues to _______ more quickly than the rate of inflation
________Union is one of 3 primary credit bureaus who will send you a credit score and credit history