the portion of an insurance policy that protects an individual against automobile damages or losses other than collisions. It includes damages and losses due to fire, vandalism, or theft.
a contract in which one party pays money and the other party promises to reimburse the first party for specified types of losses if they occur
the legal responsibility for damage or injury even if you are not negligent
a legally recognized excuse for a defendant's actions, such as implied consent, privilege, and self-defense, which may remove liability for certain offenses
insurance that protects drivers from those with no insurance or inadequate insurance. It compensates the insured for the personal injuries or damage the uninsured driver caused.
all law that does not involve criminal matters, such as tort and contract law. Civil law usually deals with private rights of individuals, groups, or businesses
to give up some right, privilege, or benefit voluntarily
a person under the legal age of adulthood, usually 18 or 21
a lawsuit brought by one or more persons on behalf of a larger group
a legally enforceable agreement between two or more people to exchange something of value
the person against whom a claim is made.
the failure to exercise a reasonable amount of care in either doing or not doing something, resulting in harm or injury to another person
written laws enacted by legislatures
the amount an insured person agrees to pay toward repairs before the insurance company pays anything.
legal responsibility; the obligation to do or not do something.