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Common Risk Management Terms

Across
__________ actions are the necessary steps, or action items, to reduce the likelihood and/or impact of a potential risk.
An unplanned event that may lead to a loss or a claim.
They govern safety in the state of Kansas for employees in the state.
_________ insurance covers the financial risk of civil lawsuits.
The process of recovering the cost of a loss from a third party who was responsible for the loss.
The cause of a loss.
A condition or circumstance that makes a loss from a given peril more likely or more severe.
To compensate for actual losses sustained.
The reduction in the value of assets.
The payment for an insurance policy or bond.
An unplanned event, definite as to time and place, that gives rise to a loss.
An insurer, or insurance company.
_______ damages are awarded by the court in excess of those required to compensate the plaintiff for the loss sustained.
Down
A document issued by an insurance company or broker that verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy.
A demand for payment or an obligation to pay as the result of a loss.
The probability of a risk occurring.
Any event that has the possibility of causing loss or injury to an organization.
Contract in which one party agrees to reimburse/pay another for loss that occurs under the terms of the contract.
Liability insurance that provides excess coverage over several primary policies.
Risk ________ is a statement that broadly considers the risk levels that management deems acceptable.